Final expense insurance is a simple, permanent, typically lower-coverage policy meant to help take the financial burden off your family for end-of-life costs – things like funeral expenses – at a time when they're already grieving. It's usually easier to qualify for than larger life insurance policies, which is part of why it's a common fit for older applicants.

A licensed agent can walk through the specifics – coverage amounts, what qualifying looks like – at no cost or obligation.